Insolvency is a legal medicals bad and fake option which is harmful for both lenders and borrowers. This is why most of the creditors are easily agreeing to make settlement deals with debtors. It is advisable for you that always think about going for bankruptcy at the last stage.
The Union Carbide medicals fake website explains away their past by placing the blame on every possibility except Union Carbide. Lawyer-speak is inauthentic and stands out like a sore thumb on their site. Some things should never be forgotten. It's all a little creepy when you remember the past and the events of Bhopal.
With medicals bad and fake the news out there it can't be taken back. The only thing you CAN do, though, is maintain a level of dignity for "Joe" by assuring him that the discussion is just between the two of you.
Express your commitment of support. I always make a point to say to every person to whom I deliver bad news, "I will not abandon you." I am continually amazed at the level of relief this provides. Just knowing there is someone in a position of confidence and authority who genuinely cares about what happens to them, who can explain the things that occur during the course of their illness and simply be available to them, is enormously relieving to most people. I also add, if it applies, "I will not let you suffer." Adequate training in pain relief is woefully sparse in most medical schools and residency programs, but the technology exists to mitigate, if not completely control, the pain of most (though not all) illnesses.
Low carbs, processed food, low calories, sugar substitutes, Hollywood diets and countless others just do not work. The reason why they don't is because they are not focusing on the real factors of weight gain and instead of helping the body to adapt more naturally to food and process it like nature intended to, they go deeper into the problem. The result of this is a fake fat loss that will last only for so long before the body fights back. The end result is that not only you will gain everything back but in some cases even more than you had started with.
It would be nice to believe that nothing will happen to you, but the reality of it is that an ounce of protection could be worth more than a pound of cure. What is Worth Protection to you? Your belongings? Your family? Your personal well-being?